Insurance Archives - Auto Global News – Global Car News & Reviews https://autoglobalnews.com/tag/insurance/ Daily global EV & car industry news, analysis and in-depth reviews. Mon, 29 Dec 2025 03:11:14 +0000 en-US hourly 1 https://wordpress.org/?v=6.9 One in Four Cars Totaled After Crashes Due to Tech and Age https://autoglobalnews.com/one-in-four-cars-totaled-after-crashes-due-to-tech-and-age/ Tue, 30 Dec 2025 10:20:08 +0000 https://autoglobalnews.com/?p=4764 One in four vehicles is now declared totaled after crashes due to complex technology and aging fleets.

The post One in Four Cars Totaled After Crashes Due to Tech and Age appeared first on Auto Global News – Global Car News & Reviews.

]]> According to a new report, one out of every four cars involved in crashes is now declared totaled. It’s not because drivers are worse; it’s due to the growing complexity of automotive technology and older car fleets.

Key Takeaways

  • Total loss frequency rose from 22.1% in 2024 to 22.8% in 2025, a significant increase.
  • The aging car population is majorly contributing to the rise in total losses as older vehicles are more costly to repair.
  • Advanced Driver Assistance Systems (ADAS) and integrated electronics make repairs complicated and expensive.

In 2025, nearly one-quarter of all cars involved in crashes ended up being totaled. This isn’t because drivers aren’t paying attention or driving recklessly; it’s due to the increasing complexity of modern vehicles.

ADAS-equipped cars have sensors and cameras that make repairs more expensive than ever before. A minor fender bender might not sound like much, but with all these high-tech features in play, repair costs skyrocket.

The aging car population also plays a significant role here. Older cars are simply harder to fix when they get damaged. Parts aren’t as readily available, and the cost of replacement parts has gone up due to tariffs and supply chain issues.

So what’s happening? It’s simple: newer vehicles have more expensive technology that needs specialized repair work. And older cars just can’t keep up with today’s safety standards and repair costs.

Frequently Asked Questions

Why are so many cars being totaled now?

The rise in total loss frequency is due to the increasing complexity of modern vehicles, especially with advanced safety features like ADAS and integrated electronics. Additionally, older car fleets make repairs more expensive.

How does this impact me as a driver?

If you’re in an accident, your insurance company might declare your vehicle totaled if the cost of repair is close to or exceeds its value due to new technology and older car parts becoming harder to find.

This trend isn’t going away anytime soon. As cars get more technologically advanced, repairs will likely become even pricier. So, it’s wise for drivers to be aware of these changes when they hit the road or consider buying a new vehicle.

The post One in Four Cars Totaled After Crashes Due to Tech and Age appeared first on Auto Global News – Global Car News & Reviews.

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